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February 26, 2010

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Accident Terms and Definitions

Full Tort
With this selection you retain unrestricted rights to bring suit against the negligent party.

Insurer
The insurance company providing the insurance.

Premium
The money paid for an insurance policy based upon the coverage provided.

Comparative Negligence
The percentage of fault shared by each driver in an accident in which both contribute to causing the collision.

Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.

Flood Damage Title
States issue flood titles when a vehicle has been in a flood or has received extensive water damage.

Insured
The person(s) entitled to coverage in case of an accident or loss.

Summons
Document or writ directing the sheriff or other officer to notify a person that an action has been commenced against him in court and that he is required to appear, on a certain day, and answer the complaint in such action.

Uninsured Motorist Coverage (UMC)
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.

Commissioner of Insurance
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.

Contact our Maine Accident Lawyers if you have ever experienced a personal injury and think others are at fault for the accident.

Did You Know?

A Pedestrian Is Killed In A Motor Vehicle Crash Every 13 Minutes And Injured Every 8 Minutes
Its estimated 68,000 pedestrians are injured and 4,641 were killed in traffic crashes in the United States, representing 2% of all the people injured in traffic crashes and 11% of all traffic fatalities.

	Newsroom
	Summary Of Crash On April 12, 2007 at approximately 6:05 A.M. the Vermont State Police responded to a two car accident, located on I89 northbound in the Town of Win... Read more > Plano East Senior High School Mock Pre-Prom Car Crash Helps Curb Alcohol-Related Accidents The morning of Tuesday, April 10, 2007, the City of Plano Youth Advisory Commission, Plano Police and Fire Departments, PESH Principal Karen McDona... Read more > In Colorado, Police Release Results Of Fatal Accident Investigation Traffic accident investigators at the Boulder Police Department have concluded their investigation into the fatal accident that killed 16-year-old ... Read more > More news >

Terms

Today's Terms

Medical Payments Coverage

Definition:
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.

Accident

Definition:
A collision involving an automobile and anything that causes damage to the automobile, including other automobiles, telephone poles, buildings, and trees.

Claim

Definition:
Notice to an insurer of a loss that under the terms and conditions of a policy may be covered.

More Terms >

Resources

More Resources >

Hot Topics

DUI Car Accidents
Aggresive Driving
Catastrophic Injuries
Speeding Accidents

Maine Car Accident Lawyers

If you live in one of the following cities and have been in an auto accident you should contact an Maine Car Accident Lawyers as soon as possible:

Auburn
Augusta
Bangor
Biddeford
Brunswick
Lewiston
Portland

Saco
Sanford
Scarborough
South Portland
Waterville
Westbrook
Windham

Need to find a Car Accident Lawyer Nationwide? Visit CarAccidentAttorneys.com

Legal Disclaimers
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